Virginia and Ohio are testing a major change to the bachelor’s degree model: three years and 90 credits instead of four years and about 120 credits.
Supporters say the plan could lower tuition, cut time in school, and help students enter the workforce sooner.
Critics warn that cutting 30 credits could weaken academic quality, reduce general education, and create a lower-status degree track for students with fewer financial options.
So, can a 90-credit bachelor’s degree stay rigorous, respected, and useful after graduation?
Traditional Bachelor’s Degree Model

Most bachelor’s degrees in the United States require about 120 semester credit hours.
Students usually complete those credits across four years through major courses, general education, electives, and other requirements.
Virginia requires at least 120 semester credit hours for a bachelor’s degree. Ohio law has a similar threshold. A 90-credit model would cut 30 credits, which equals about one full academic year.
Earlier three-year bachelor’s programs often kept the 120-credit requirement and asked students to move faster through heavier course loads, summer classes, dual enrollment, or Advanced Placement credits.
Virginia and Ohio’s plan is different because it would reduce the total number of credits required.
Affordability is the main pressure behind the idea. Students are not only paying tuition. Fees, housing, books, transportation, food, and lost wages also increase the cost of staying in college for four years.
Academic workload is another part of that pressure, especially for students balancing jobs, family responsibilities, and writing-heavy courses, which is why some look for outside study support through platforms like https://speedypaper.com.
Campus Reform frames the Virginia and Ohio effort as part of a larger debate over college costs and the value of the traditional four-year degree.
What Virginia and Ohio Are Proposing?
Virginia is partnering with Ohio to design three-year bachelor’s degrees that would require 90 credits for graduation. Called “Scaling College in 3,” the initiative is led by Jobs for the Future.
State Council of Higher Education for Virginia, or SCHEV, said it will work with public and private colleges in Virginia, Ohio higher education representatives, and nonprofit groups. Participating institutions aim to map out two three-year programs by spring 2028.
Ten Ohio universities are involved, including Ohio State University, Cleveland State University, and Ohio University.
National organizations and funders are also part of the effort, including Arnold Ventures, Strada Education Foundation, the American Association of Colleges and Universities, and Ithaka S+R.
SCHEV Executive Director Scott Fleming said there is no national blueprint for shorter bachelor’s pathways. He said the goal is to create degrees that are rigorous, relevant, and responsive to students and workforce needs.
The main challenge is curriculum design. Colleges must decide which credits are essential, which requirements can be changed, and how a 90-credit program can still meet bachelor’s degree expectations.
Reasons Supporters Favor the 3-Year Degree

Affordability is the strongest argument. Cutting one year of coursework could reduce tuition and total attendance costs.
Time savings also matter. Students could graduate earlier, enter the workforce sooner, and start earning a full-time salary faster.
Virginia officials connect the effort to better alignment between higher education, student needs, and employer needs. Career-focused programs may be easier to redesign around shorter, skill-based pathways.
Supporters argue that some students may be paying for credits that are not essential to their major or career goals.
A 90-credit model could force colleges to review old requirements and focus more closely on what students need to learn.
Access is another major argument. Four years of college can be difficult for low-income students, working adults, commuters, and first-generation students. A shorter program could help some students finish instead of leaving college with debt and no degree. Massachusetts Gov. Maura Healey has made a similar case for three-year programs in her state, arguing that they can make graduation more affordable and help students gain workforce skills. A post shared by The College Investor | Money And Education (@thecollegeinvestor) Critics worry that cutting 30 credits could reduce the value of a bachelor’s degree. A degree is expected to do more than prepare students for one job. It should also build writing, communication, critical thinking, scientific literacy, civic awareness, and broader knowledge. American Association of University Professors and the American Federation of Teachers criticized similar three-year programs, saying they risk creating a stripped-down curriculum that prioritizes speed. General education is a major concern. If colleges remove electives, students lose choice. If they remove general education, students lose breadth. If they remove major requirements, employers and graduate schools may question preparation. Equity concerns are also serious. Insight Into Academia notes that critics worry shorter degrees could create a two-tier system. Lower-income students may be steered toward cheaper, narrower degrees, while wealthier students continue to receive the full four-year experience. Shorter programs may also leave less room for study abroad, research, minors, internships outside the major, and exploratory coursework. That matters because many students enter college unsure about their major or career path. Accreditation and state policy questions also need answers. A 90-credit bachelor’s degree challenges the long-standing assumption that a bachelor’s degree should require about 120 credits. Virginia and Ohio are part of a broader move toward shorter bachelor’s pathways. Higher Ed Dive reports that three-year bachelor’s degrees with fewer credits are growing, though they are still rare in U.S. higher education. Massachusetts recently approved three-year applied bachelor’s programs at Merrimack College and Suffolk University. Merrimack is piloting 96-credit applied bachelor’s degrees in business administration, communications, criminal justice, and psychology. Suffolk is testing a 94-credit applied bachelor’s program in healthcare administration and innovation. A March report by the American Association of Collegiate Registrars and Admissions Officers found that at least 70 institutions either offer three-year degrees or are considering them. Applied fields may be the first place where shorter models gain traction because outcomes can be tied more directly to workforce skills. Virginia and Ohio’s project matters because it aims to create a blueprint. If the states produce workable models by spring 2028, other institutions may study and adapt them. A 90-credit bachelor’s degree raises several questions that colleges, states, accreditors, students, employers, and graduate schools will need to answer. Academic quality comes first. Fewer credits cannot mean weaker expectations. Curriculum design is another issue. Colleges must decide which credits would be removed: electives, general education, major courses, or institutional requirements. Employer acceptance will shape the degree’s value. If employers treat a 90-credit bachelor’s degree as equal to a traditional one, students may benefit. If employers see it as less complete, graduates could face problems in hiring. Graduate school eligibility also matters. Students need to know if a shorter degree will qualify them for law school, medical school, business school, education programs, or master’s programs. Equity is a major test. A shorter degree could help students who need a lower-cost option, but it could also become a lower-status path for low-income and first-generation students. Virginia and Ohio’s 90-credit degree effort is part of a larger push to rethink the bachelor’s degree. Affordability and speed make the idea attractive. Academic depth, equity, accreditation, and employer trust make it risky. Spring 2028 gives participating institutions time to design and test two proposed programs. Success will depend on more than cutting credits. A shorter bachelor’s degree must still be rigorous, respected, fair, and valuable for students after graduation.
Concerns and Criticism
Broader National Trend
Key Questions to Address

Summary
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